I don't worry about that. Poor people who can't afford to lose money generally don't invest in online ponzi schemes that require the use of exotic digital currencies.
Realistically, the "investors" are people who want to gamble with their money. Who cares if they lose it?
Well, I was talking about high-yield investments and you are talking about crowdfunding. But that is my fault because the person I replied to was also talking about crowdfunding.
However, I don't think people are spending money they can't afford to lose on crowdfunding projects, either. They are spending money they can afford to lose.
That simply isn't true. Read this thread for many anecdotes about how desperate people are often the easiest marks for schemes involving ways to get unbelievable returns.
You're forgetting that many people are poor because they never got proper financial education. They're poor because they can't handle money, not the other way around.
In fact, this demographic is probably the primary target of schemes like this. If you're smart enough to handle your money well, you're smart enough to not fall for stuff like this.
I live in Serbia. Yes, I've known many poor people. By western standards I'm fairly poor myself.
I'm not saying all poor people are poor by their own fault. Far from it, especially given where I live. But it is definitely the case for many, and for some people I've known as well.
Realistically, the "investors" are people who want to gamble with their money. Who cares if they lose it?