When I was much younger I was doing freelance work for some guy I was referred. He said he was using his girlfriends account because he doesn't use Paypal himself and this was a one off job. I thought, "yeah, that's fine, cool."
Anyway, a while later he disputes that I didn't do the work for him (I did, with evidence) and Paypal take the money back, freeze both mine and his and that's that. They won't re-open my account because it's been associated with a fraudulent account.
They tell me that this guy had been using someone else's account and that I should go to the police. The police say that the guy doesn't live at the registered address, never has. And that was the end of it. Even though Paypal knew it wasn't my fault they wouldn't unfreeze my account.
That was about 8 years ago and it's only recently I've setup a new account to accept donations for my project. And I did that begrudgingly...
I NEVER use Paypal for accepting payments online, it's always Stripe.
That's how these things work though. If you ran a brick & mortar store and some guy bought $1000 of items from you with his "girlfriend's" credit card (which turns out later was a stolen card), you'll eat the chargeback AND not get your product returned to you.
Anyone who accepts payments of any kind is taking that risk. Stripe/Square/whoever operates the same way. Even cash is a risk - if you get passed counterfeits and don't catch them at first, the secret service will confiscate them and you won't be compensated.
Anyway, a while later he disputes that I didn't do the work for him (I did, with evidence) and Paypal take the money back, freeze both mine and his and that's that. They won't re-open my account because it's been associated with a fraudulent account.
They tell me that this guy had been using someone else's account and that I should go to the police. The police say that the guy doesn't live at the registered address, never has. And that was the end of it. Even though Paypal knew it wasn't my fault they wouldn't unfreeze my account.
That was about 8 years ago and it's only recently I've setup a new account to accept donations for my project. And I did that begrudgingly...
I NEVER use Paypal for accepting payments online, it's always Stripe.