Something is wrong if we've reached a point where only the very rich (or the very poor) can go to a nice school. And something is wrong if only certain fields of education are valued enough to cover their costs. Economic theory says that the cost of education in the less valued fields should drop, but the easy access to loans for the study of anything, which can never reasonably be paid off, prevents that from happening. Depending on which side you're on, this is a feature, not a bug.