It's almost as if... different people use financial tracking software in different ways!
To me, not connecting to bank account(s) is a deal breaker, and I would have no use for such a product. I've used (and suffered with) Quicken for years and years because 1) it connects and downloads from every bank/investment account I have ever had, 2) its interface is bearable, and 3) my data is stored offline. I probably use about 2% of Quicken's features, but I can't do without them. I don't use any of the budgeting features, the bill pay features, the integration with tax software, etc. I just want to get a big picture overview of my accounts, watch for fraudulent transactions, and not worry that my all my data is online and ready to be compromised or lost.
If there was an alternative to Quicken that satisfied the above 3 requirements, I'd consider switching, and I would definitely be willing pay for such software.
To me, not connecting to bank account(s) is a deal breaker, and I would have no use for such a product. I've used (and suffered with) Quicken for years and years because 1) it connects and downloads from every bank/investment account I have ever had, 2) its interface is bearable, and 3) my data is stored offline. I probably use about 2% of Quicken's features, but I can't do without them. I don't use any of the budgeting features, the bill pay features, the integration with tax software, etc. I just want to get a big picture overview of my accounts, watch for fraudulent transactions, and not worry that my all my data is online and ready to be compromised or lost.
If there was an alternative to Quicken that satisfied the above 3 requirements, I'd consider switching, and I would definitely be willing pay for such software.