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Unwise to passively assume. It's my responsibility to make sure it grows by at least 5% or that defeats the whole purpose! :-)

http://sivers.org/book/SmartestInvestmentBook

http://sivers.org/book/InvestorsManifesto

http://sivers.org/book/FourPillarsOfInvesting



Good links, and I'm not at all surprised that you've put a lot of thought into it. Of all the writers that appear here on a regular basis, you have the highest signal/bullshit ratio I've seen. When you say you're giving back, I believe you.




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