It might be a good solution, except that we have a 6-month-old daughter. And I'm very happy that we do, but it does make startup decisions harder. :-)

You could work from home and be interrupted by the daughter, no? I have thoughts in that direction if we have kids. Not going to be easy, but at least one person is working a stable job that earns money, and if you can carve out time between the interruptions, you can get something done. Obviously I don't have kids and don't know what I'm talking about. Maybe it's even worse than I imagine!

Three words: "Working for Families"